TCR_Public/950505.MBX

BANKRUPTCY CREDITORS' SERVICE, INC.






Luncheon to be held on "Orange County Bankruptcy - Issues and Solutions"



  NEWPORT BEACH, Calif.--May 5, 1995--Pacific National Bank,
a business and professional bank with headquarters in Newport Beach, will
co-host a luncheon symposium with the accounting firm of McGladrey & Pullen
located in Anaheim, Calif. and the law firm of Murtaugh, Miller, Meyer &
Nelson, located in Costa Mesa, Calif.



  William Popejoy and Dr. Esmael Adibi will be the featured speakers and will
address an audience of approximately 600 people comprised of members of the
business and professional communities in Orange
County
. The topic, "Orange County Bankruptcy - Issues and Solutions," will
include comments on the economic and fiscal impact of the bankruptcy on
Orange County and the numerous cities within its boundaries, along with a
discussion of alternatives to deal with the current problems.



  The luncheon will be held at the Sutton Place Hotel, located at 4500
MacArthur Blvd., Newport Beach, across from the Orange County Airport, on
Wednesday, May 17, from 11:30 a.m. to 1:30 p.m. with a capacity crowd
expected.  A sit down lunch will be served to guests at a cost of $20 per
person.



CONTACT:  Pacific National Bank, Newport Beach
                     Allan Gibson, 714/851-1033