/raid1/www/Hosts/bankrupt/TCREUR_Public/190307.mbx        T R O U B L E D   C O M P A N Y   R E P O R T E R

                          E U R O P E

          Thursday, March 7, 2019, Vol. 20, No. 48

                           Headlines



C Y P R U S

OCEAN RIG: Oral Argument on Investor Appeal Set for March 14


I T A L Y

AXELERO SPA: Has Until March 22 to Submit Documentation
FALLIMENTO COMITAL: May 15 Deadline Set for Binding Bids


N E T H E R L A N D S

TELEFONICA EUROPE: S&P Assigns BB+ Rating to Hybrid Securities


R O M A N I A

[*] ROMANIA: Plans New Measures to Change Insolvency Legislation


R U S S I A

CENTRAL EUROPEAN: Liabilities Exceed Assets, Assessment Shows
INKAROBANK JSCB: Liabilities Exceed Assets, Assessment Shows


S P A I N

CAIXABANK RMBS 1: DBRS Upgrades Series B Notes Rating to BB
CAIXABANK RMBS 2: DBRS Upgrades Class B Notes Rating to BB
NH HOTEL: S&P Withdraws B Issuer Credit Rating


X X X X X X X X

RAVNAQ-BANK: S&P Raises ICRs to 'B-/B' on Increased Share Capital

                           - - - - -


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C Y P R U S
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OCEAN RIG: Oral Argument on Investor Appeal Set for March 14
------------------------------------------------------------
Oral argument on an appeal by American investor Tally Mindy Wiener
has been scheduled to take place on March 14, 2019, at 10 a.m.,
before the United States Court of Appeals for the Second Circuit.

The investor runs a law practice and serves as Coordinating Editor,
International for the American Bankruptcy Institute.  She is
seeking appellate review of injunctions entered in favor of Ocean
Rig UDW Inc., a Greek offshore oil drilling enterprise, by the U.S.
Bankruptcy Court for the Southern District of New York in the
chapter 15 bankruptcy proceedings of Ocean Rig.

For more information about the issues to be heard in the appeal,
which is docketed under case number 18-1374, please visit
https://is.gd/W406wR

The United States Court of Appeals for the Second Circuit holds
oral arguments that are open to the public.  The courthouse is
located in downtown Manhattan at 40 Foley Square.  It is footsteps
away from City Hall and the Brooklyn Bridge and can be reached by
public transportation.

                         About Ocean Rig

Nicosia, Cyprus-based Ocean Rig UDW Inc. (NASDAQ: ORIG) --
http://www.ocean-rig.com/-- is an international offshore drilling  
contractor providing oilfield services for offshore oil and gas
exploration, development and production drilling, and specializing
in the ultra-deepwater and harsh-environment segment of the
offshore drilling industry.

On March 24, 2017, Ocean Rig UDW Inc., et al., filed winding up
petitions with the Cayman Court and issued summonses for the
appointment of joint provisional liquidators for the purpose of
the Restructuring.  By orders of the Cayman Court dated March 27,
2017, Simon Appell and Eleanor Fisher were appointed as the JPLs
and duly authorized foreign representatives, and the Cayman
Provisional Liquidation Proceedings were commenced.

Simon Appell and Eleanor Fisher of AlixPartners, LLP, in their
capacities, as the joint provisional liquidators and authorized
foreign representatives, filed for Chapter 15 protection for Ocean
Rig and its affiliates (Bankr. S.D.N.Y. Lead Case No. 17-10736) on
March 27, 2017, to seek recognition of the Cayman proceedings.

The JPLs' U.S. counsel are Evan C. Hollander, Esq., and Raniero
D'Aversa Jr., Esq., at Orrick, Herrington & Sutcliffe LLP, in New
York.

                          *     *     *

On Sept. 15, 2017, the Grand Court of the Cayman Islands sanctioned
the schemes of arrangements of the Company and its subsidiaries,
Drill Rigs Holdings Inc. ("DRH"), Drillships Financing Holding Inc.
("DFH"), and Drillships Ocean Ventures Inc., ("DOV," and together
with UDW, DRH and DFH, the "Scheme Companies").  The terms of the
restructuring have therefore been approved by the Cayman Court.




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I T A L Y
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AXELERO SPA: Has Until March 22 to Submit Documentation
-------------------------------------------------------
Reuters reports that Axelero SpA on March 5 said the court in Milan
granted the company time until March 22 to deposit further
documentation.

On Feb. 27, the company filed for arrangement with creditors and
requested time for documents preparation, Reuters relates.

Axelero SpA is an Italy-based company engaged in the digital
advertising, Web marketing and digital communications industry.



FALLIMENTO COMITAL: May 15 Deadline Set for Binding Bids
--------------------------------------------------------
Fabrizio Torchio in his capacity as Liquidator of Fallimento
Comital in liquidazione s.r.l., and Massimiliano Basilio in his
capacity as Liquidator of Fallimento Lamalu s.p.a., both declared
by the Court of Ivrea, inform that the Bankruptcy Judges designated
for the two bankruptcies have authorized the procedure to sell the
corporate holdings running the aluminium rolling business (as to
Comital) and the aluminium production and its subsequent rolling
business (as to Lamalu), jointly with the assets and systems owned
by third parties at the plants of Comital and Lamalu.

The third parties owning the assets and the systems have conferred
an irrevocable power of attorney to sell to the aforesaid
Liquidators so that the successful bidder will purchase, by
separate but simultaneous deeds, the following assets:

   1. the company owned by Fallimento Comital s.r.l. in
liquidazione, including: 1) employment agreements, 2) own movable
property (machinery and systems), 3) real estate lease agreement,
4) pending agreements and utilities;

   2. the company owned by Fallimento Lamalu S.p.A, including: 1)
employment agreements, 2) own movable property (machinery and
systems), 3) real estate lease agreement, 4) pending agreements;

   3. assets and systems owned by third parties at the plants of
Comital and Lamalu according to the rules indicated in the tender;
all of the above as better specified in the documentation available
in the virtual data room on the www.astalegale.net website.

In regard thereto, the interested parties are invited to submit
their binding bids for the purchase of said assets.

The bid template binding for any participation of the interested
party in the tender procedure to sell the assets described above
may be downloaded from the aforesaid website, together with the
text, to be signed on each page for acceptance purposes, of the
tender for sale (which indicates all the rules of the sale
procedure).

The binding bid -- together with the documents requested -- shall
be filed, enclosed in a closed and sealed envelope, by no later
than 12:00 a.m. on May 15, 2019, at the Office of Notary Public
Paolo Maria Smirne of Turin, Corso Rodolfo Montevecchio No. 48.
The only wording accepted on the envelope shall be "bid for
Bankruptcy No. 27/2018 and Bankruptcy No. 32/2018 Court of Ivrea.
Tender of May 15, 2019.".

The announcement of this invitation, like the receipt of the
binding bids under the terms and conditions provided by the same,
shall not oblige or commit the sellers in relation to the sale.
This notice shall not be deemed an offer to the public pursuant to
Article 1336 of the Civil Code or a call to the public savings
pursuant to Articles 94 and following of the Legislative Decree no.
58 of 24 February 1998, nor shall it commit the Liquidators to
contract and /or contract with the bidders.

For further information, please call +39 0110888133 - +39
01119504567.




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N E T H E R L A N D S
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TELEFONICA EUROPE: S&P Assigns BB+ Rating to Hybrid Securities
--------------------------------------------------------------
S&P Global Ratings assigned its 'BB+' long-term issue rating to the
proposed hybrid securities to be issued by Telefonica Europe B.V.,
the Dutch finance subsidiary of Spain-based telecommunications
group Telefonica S.A., which will guarantee the proposed
securities.

S&P said, "We understand the group intends to use the securities'
proceeds to replace an existing EUR705 million hybrid with a first
call date in December 2019, which the group intends to repurchase
by means of a tender offer, as well as for expected repurchases of
other existing hybrids. We understand that, after the replacement
and liability management transaction, the group intends to maintain
the current level of the total hybrids outstanding, which
corresponds to a ratio of outstanding hybrids to adjusted
capitalization of about 12%, as per our estimates. This is well
below the 15% limit on hybrid capitalization which, if exceeded,
would lead us to subject the company's financial policies to
further scrutiny.

"At the same time, we now assess the existing EUR705 million hybrid
as having minimal equity content, compared with intermediate
previously, given the company's intent to replace the instrument.
We also now assess as having minimal equity content other existing
hybrids issued by Telefonica Europe that will potentially be
repurchased or replaced with the amount corresponding to the
portion of the proposed new hybrid that exceeds the EUR705 million.
This is because we understand that the group also intends to
execute a liability management tender for the EUR591.8 million
hybrid with a first call date in March 2020 issued by Telefonica
Europe, or, alternatively, exercise its call and utilize this
excess portion as a replacement. Therefore, the overall amount of
hybrids that we assess as having intermediate equity content will
be unchanged.

"We classify the proposed hybrids as having intermediate equity
content until the first reset date, because they meet our criteria
in terms of their subordination, permanence, and optional
deferability during this period. Consequently, when we calculate
Telefonica S.A.'s adjusted credit ratios we will treat 50% of the
principal outstanding and accrued interest under the proposed
hybrids as equity rather than debt, and 50% of the related payments
on these securities as equivalent to a common dividend.

"The two-notch difference between our 'BB+' issue rating on the
proposed hybrid securities and our 'BBB' issuer credit rating (ICR)
on Telefonica S.A. signifies that we have made the following
downward adjustments from the ICR:

"One notch for the proposed securities' subordination, because our
long-term ICR on Telefonica S.A. is investment grade; and
An additional notch for payment flexibility due to the optional
deferability of interest.

"The notching of the proposed securities points to our view that
there is a relatively low likelihood that Telefonica Europe will
defer interest payments. Should our view change, we may
significantly increase the number of downward notches that we apply
to the issue rating. We may lower the issue rating before we lower
the ICR.

KEY FACTORS IN S&P'S ASSESSMENT OF THE SECURITIES' PERMANENCE

Although the proposed securities are perpetual, Telefonica Europe
can redeem them between the first call date, which falls more than
five years after issuance, and the first reset date, and every year
thereafter. If any of these events occur, the company intends to
replace the proposed instruments, although it is not obliged to do
so. In S&P's view, this statement of intent and the company's track
record mitigates the likelihood that the issuer will repurchase the
securities without replacement.

At the first reset date, the calculation of the coupon to be paid
on the proposed securities will change from the initial coupon rate
to a coupon rate equal to the sum of the then applicable swap rate
plus a margin. S&P said, "Our rating assumes that this margin is
identical to the initial credit spread over the applicable swap
rate at issuance, and therefore the change in the calculation does
not constitute a step-up. In addition, the interest to be paid on
the proposed securities will increase by 25 basis points (bps) not
earlier than 10 years after the issue date, and by a further 75bps
20 years after the first reset date. We view the cumulative 100bps
as a moderate step-up, providing Telefonica Europe with an
incentive to redeem the instruments after about 25 years."

Consequently, S&P will no longer recognize the proposed securities
as having intermediate equity content after the first reset date,
because the remaining period until its economic maturity would, by
then, be less than 20 years.

KEY FACTORS IN S&P'S ASSESSMENT OF THE SECURITIES' SUBORDINATION

The proposed securities will be deeply subordinated obligations of
Telefonica Europe, and will have the same seniority as the hybrids
issued in 2013, 2014, 2016, 2017, and 2018. As such, they will be
subordinated to senior debt instruments, and are only senior to
common and preferred shares. S&P understands that the group does
not intend to issue any such preferred shares.

KEY FACTORS IN S&P'S ASSESSMENT OF THE SECURITIES' DEFERABILITY

In S&P's view, Telefonica Europe's option to defer payment of
interest on the proposed securities is discretionary and it may
therefore choose not to pay accrued interest on an interest payment
date. However, if an equity dividend or interest on equal-ranking
securities is paid, or if common shares or equal-ranking securities
are repurchased, any outstanding deferred interest payment would
have to be settled in cash.

That said, this condition remains acceptable under our rating
methodology because, once the issuer has settled the deferred
amount, it can choose to defer payment on the next interest payment
date.

The issuer retains the option to defer coupons throughout the
securities' life. The deferred interest on the proposed securities
is cash cumulative and compounding.




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R O M A N I A
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[*] ROMANIA: Plans New Measures to Change Insolvency Legislation
----------------------------------------------------------------
Anca Alexe at Business Review, citing profit.ro, reports that the
Romanian government has released new plans to change legislation in
several areas, including drastically higher fines and penalties for
tax evasion and off-the-books work, changing insolvency procedures
and construction laws, new investment objectives as well as
financial compensation for citizens who served prison time in
improper conditions.





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R U S S I A
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CENTRAL EUROPEAN: Liabilities Exceed Assets, Assessment Shows
-------------------------------------------------------------
The provisional administration to manage the credit institution CB
Central European Bank LLC (hereinafter, the Bank), appointed by
virtue of Bank of Russia Order No. OD-2215, dated August 24, 2018,
following the revocation of the banking license, in the course of
examination of the Bank's financial standing, has revealed
operations towards siphoning off of assets by extending loans to
borrowers with dubious solvency or unable to meet their
liabilities, totalling no less than RUR1.9 billion.

The provisional administration estimates the value of the Bank's
assets to be no more than RUR664 million, vs RUR915 million of its
liabilities to creditors.

On November 30, 2018, the Arbitration Court of the Trans-Baikal
Territory recognized the Bank as insolvent (bankrupt).  The State
Corporation Deposit Insurance Agency was appointed as a receiver.

The Bank of Russia submitted the information on the financial
transactions bearing the evidence of criminal offence conducted by
the Bank's executives to the Prosecutor General's Office of the
Russian Federation, the Ministry of Internal Affairs of the Russian
Federation and the Investigative Committee of the Russian
Federation for consideration and procedural decision-making.

The current development of the bank's status has been detailed in a
press statement released by the Bank of Russia.


INKAROBANK JSCB: Liabilities Exceed Assets, Assessment Shows
------------------------------------------------------------
The provisional administration to manage JSCB INKAROBANK (JSC)
(hereinafter, the Bank), appointed by virtue of Bank of Russia
Order No. OD-2850, dated October 31, 2018, following the banking
license revocation, in the course of its inspection of the Bank's
financial standing established signs suggesting that the Bank's
executives conducted fictitious operations towards siphoning off of
assets by disposing securities and claims to a non-resident company
financed from suspicious sources and by purchasing illiquid
securities of companies with dubious solvency.

The provisional administration estimates the value of the Bank's
assets to be no more than RUR146.4 million, vs RUR2,915.8 million
of its liabilities to creditors.

On December 18, 2018, the Arbitration Court of the city of Moscow
recognized the Bank as insolvent (bankrupt).  The State Corporation
Deposit Insurance Agency was appointed as a receiver.

The Bank of Russia submitted the information on the financial
transactions bearing the evidence of criminal offence conducted by
the Bank's executives to the Prosecutor General's Office of the
Russian Federation, the Ministry of Internal Affairs of the Russian
Federation and the Investigative Committee of the Russian
Federation for consideration and procedural decision-making.

The current development of the bank's status has been detailed in a
press statement released by the Bank of Russia.




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S P A I N
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CAIXABANK RMBS 1: DBRS Upgrades Series B Notes Rating to BB
-----------------------------------------------------------
DBRS Ratings GmbH took the following rating actions on the bonds
issued by Caixabank RMBS 1, FT (the Issuer):

-- Series A notes confirmed at A (sf)
-- Series B notes upgraded to BB (sf) from C (sf)

The rating on the Series A notes addresses the timely payment of
interest and ultimate payment of principal on or before the legal
final maturity date. The rating on the Series B notes addresses the
ultimate payment of interest and principal on or before the legal
final maturity date.

The rating actions follow an annual review of the transaction and
are based on the following analytical considerations:

-- Portfolio performance, in terms of delinquencies, defaults and
losses, as of the December 2018 payment date.

-- Portfolio default rate (PD), loss given default (LGD) and
expected loss assumptions on the remaining receivables.

-- Current available credit enhancement (CE) to the rated notes to
cover the expected losses at their respective rating levels.

The Issuer is a securitization of first-lien residential mortgage
loans and first-lien multi-credito (drawn credit lines) mortgages
on properties in Spain originated and serviced by CaixaBank, S.A.
(CaixaBank) that closed in February 2016.

PORTFOLIO PERFORMANCE AND ASSUMPTIONS

The performance of the collateral portfolio is within DBRS's
expectations. As of December 2018, loans more than 90 days in
arrears represented 1.4% of the outstanding performing portfolio
collateral balance (versus 1.5% in December 2017). The cumulative
default ratio was at 0.5% of the original portfolio balance (vs
0.2% December 2017).

DBRS conducted a loan-by-loan analysis on the remaining receivables
and updated its PD and LGD assumptions to 18.9% and 39.1%,
respectively, at the A (sf) rating level and to 9.5% and 28.4%,
respectively, at the BB (sf) rating level.

CREDIT ENHANCEMENT

As of the December 2018 payment date, CE to the Series A notes was
16.2%, up from 13.5% at the DBRS initial rating.
The Series A notes benefit from a reserve fund (RF) which provides
liquidity support and credit support to the Series A notes. After
the first two years from closing, the RF may amortize over the life
of the transaction subject to certain amortization triggers. The RF
is currently at its target level of EUR 568 million, which is a
minimum of 8% of the outstanding balance of the rated notes and 4%
of their initial balance, subject to a floor of 2% of that initial
balance.

The only available subordination for the Series B notes is the RF,
which currently covers principal and interest payments on the
Series A notes only. However, upon payment in full of the Series A
notes, it will also become available for the Series B notes.

CaixaBank acts as the account bank for the transaction. Based on
the account bank reference rating of CaixaBank at A (high) - which
is one notch below its DBRS public Long-Term Critical Obligations
Rating (COR) of AA (low) - the downgrade provisions outlined in the
transaction documents, and other mitigating factors inherent in the
transaction structure, DBRS considers the risk arising from the
exposure to the account bank to be consistent with the rating
assigned to the Series A notes, as described in DBRS's "Legal
Criteria for European Structured Finance Transactions"
methodology.

Notes: All figures are in Euros unless otherwise noted.

CAIXABANK RMBS 2: DBRS Upgrades Class B Notes Rating to BB
----------------------------------------------------------
DBRS Ratings GmbH took the following rating actions on the bonds
issued by Caixabank RMBS 2, FT (the Issuer):

-- Class A Notes confirmed at A (sf)
-- Class B Notes upgraded to BB (sf) from B (high) (sf)

The rating on the Class A Notes addresses the timely payment of
interest and ultimate payment of principal on or before the legal
final maturity date. The rating on the Class B Notes addresses the
ultimate payment of interest and principal on or before the legal
final maturity date.

The rating actions follow an annual review of the transaction and
are based on the following analytical considerations:

-- Portfolio performance, in terms of delinquencies, defaults and
losses, as of the January payment date.

-- Portfolio default rate (PD), loss given default (LGD) and
expected loss assumptions on the remaining receivables.

-- Current available credit enhancement (CE) to the notes to cover
the expected losses at their respective rating levels.

The Issuer is a securitization of first-lien residential mortgage
loans and first-lien multi-credito (drawn credit lines) mortgages
on properties in Spain originated and serviced by CaixaBank, S.A.
(CaixaBank) that closed in March 2017.

PORTFOLIO PERFORMANCE AND ASSUMPTIONS

The performance of the collateral portfolio is within DBRS's
expectations. As of January 2019, loans more than 90 days in
arrears represented 1.3% of the outstanding performing portfolio
collateral balance. The cumulative default ratio was at 0.2% of the
original portfolio balance.

DBRS conducted a loan-by-loan analysis on the remaining pool and
updated its PD and LGD assumptions on the remaining portfolio
collateral pool to 21.2% and 35.0%, respectively, at the A (sf)
rating level and to 11.1% and 23.7%, respectively, at the BB (sf)
rating level.

CREDIT ENHANCEMENT

As of the January 2019 payment date, CE to the Class A Notes was
16.6%, up from 14.7% at the DBRS initial rating.

The Class A Notes benefit from a reserve fund (RF) which provides
liquidity support and credit support to the Class A Notes. After
the first two years from closing, the RF may amortize over the life
of the transaction subject to the certain amortization triggers.
The RF is currently at its target level of EUR 129.2 million, which
is the minimum of 6.0% of the current outstanding balance of the
rated notes and 4.75% of their initial balance.

The only available subordination for the Class B Notes is the RF,
which currently covers principal and interest payments on Class A
Notes only. However, upon payment in full of the Class A Notes, it
will also become available for the Class B Notes.

CaixaBank acts as the account bank for the transaction. Based on
the account bank reference rating of CaixaBank at A (high) - which
is one notch below its DBRS public Long-Term Critical Obligations
Rating (COR) of AA (low) - the downgrade provisions outlined in the
transaction documents, and other mitigating factors inherent in the
transaction structure, DBRS considers the risk arising from the
exposure to the account bank to be consistent with the rating
assigned to the Class A Notes, as described in DBRS's "Legal
Criteria for European Structured Finance Transactions"
methodology.

Notes: All figures are in Euros unless otherwise noted.

NH HOTEL: S&P Withdraws B Issuer Credit Rating
----------------------------------------------
S&P Global Ratings withdrew its 'B' issuer credit rating on
Spain-based NH Hotel Group and its 'BB-' issue rating on the
company's senior secured debt at the company's request. At the time
of withdrawal the issuer rating had a stable outlook.




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X X X X X X X X
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RAVNAQ-BANK: S&P Raises ICRs to 'B-/B' on Increased Share Capital
-----------------------------------------------------------------
S&P Global Ratings raised to 'B-/B' from 'CCC+/C' its long- and
short-term issuer credit ratings on Ravnaq-bank (Ravnaq). The
outlook is stable.

S&P removed all ratings from CreditWatch with developing
implications, where it placed them on Dec. 7, 2018.

S&P said, "The positive rating action reflects our view that the
extensive amount of capital injections provided to Ravnaq by its
beneficiary shareholder released regulatory pressure, enabling the
bank to comply with the necessary minimum amount of authorized
capital as set by the presidential decree for all banks in the
country starting from 2019. Ravnaq received Uzbekistani sum (UZS)
77 billion in equity inflows in 2018 and reported share capital of
UZS100 billion on Jan. 1, 2019, which is exactly the minimum
requirement.

"In our view, shareholder capital support and their broad business
relations mitigate our concerns regarding the bank's deteriorated
liquidity position. Owing to Ravnaq's relatively aggressive loan
growth in 2018, its share of liquid assets reduced to 22% of assets
at year-end-2018, from 40% at year-end 2017. Although we still
consider this adequate, this aggressive liquidity policy leaves the
bank potentially vulnerable to unexpected funding volatility, which
is the common risk factor for smaller Uzbek banks. The bank's
vulnerability is further exacerbated by its only minor market
position, with limited customer base, and high sensitivity to the
external environment. Positively, its influential owners' ties and
relationships partly balances these risks and helps to retain
customers, in our view. We also understand that close to 35% of
Ravnaq's deposits are loyal because they are closely connected with
existing shareholder.

"In addition, we still view negatively the bank's fast growth
strategy, which in the context of tight competition and developing
risk management practices, could result in higher-than-expected
losses. Ravnaq's loans increased by 92% in 2018 and we expect
40%-50% growth annually in 2019-2020. At the same time, we
understand that the rapid expansion is partly due to high-inflation
and a more-benign operating environment (for more information see
"Uzbekistan Assigned 'BB-' Long-Term And 'B' Short-Term Ratings;
Outlook Stable," published on Dec. 22, 2018 on RatingsDirect, and
"Uzbekistan BICRA Group Revised To '8' On Improved Economic Risk
Assessment; No Ratings Affected," published on Jan. 16, 2019 on
RatingsDirect) against the backdrop of a rapidly expanding banking
sector. In addition, we note that Ravnaq is increasing its
exposures from a low base, while its total equity increased 3x
during 2018, contributing substantially to the bank's capital
buffers.

"The stable outlook reflects our view that Ravnaq's increased
capital buffers and the owners' commitment to support the bank if
necessary, mitigates risks related to the bank's relatively
aggressive liquidity policy and its fast growth strategy over the
next 12 months.

"We could consider a negative rating action over the next 12 months
if we see further deterioration in the bank's funding and liquidity
profile, or significant asset quality deterioration.

"The chance of a positive rating action over the next 12 months is
remote. However, we could consider an upgrade if Ravnaq's
risk-adjusted capital ratio improves and remains sustainably above
10%, with its seasoning loans not resulting in significantly
higher-than-expected credit losses, all else being equal."


                           *********


S U B S C R I P T I O N   I N F O R M A T I O N

Troubled Company Reporter-Europe is a daily newsletter co-
published by Bankruptcy Creditors' Service, Inc., Fairless Hills,
Pennsylvania, USA, and Beard Group, Inc., Washington, D.C., USA.
Marites O. Claro, Rousel Elaine T. Fernandez, Joy A. Agravante,
Julie Anne L. Toledo, Ivy B. Magdadaro, and Peter A. Chapman,
Editors.

Copyright 2019.  All rights reserved.  ISSN 1529-2754.

This material is copyrighted and any commercial use, resale or
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Information contained herein is obtained from sources believed to
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